1. Introduction These terms and conditions (“Terms”) govern your use of the coaching services (“Services”) provided by [Company Name] (“Company”, “we”, “us”, or “our”) through the website [www.24caratinc.io] (“Website”). By using our Services or accessing the Website, you agree to be bound by these Terms.
  2. Description of Services The Company provides coaching services through the Website to help individuals achieve their personal and professional goals. The Services may include one-on-one coaching sessions, group coaching programs, and digital products, such as ebooks, courses, and webinars (“Digital Products”).
  3. User Eligibility You must be 18 years or older and have the legal capacity to enter into a contract to use the Services and purchase Digital Products. If you are under the age of 18, you may only use the Services under the supervision of a parent or legal guardian who agrees to be bound by these Terms.
  4. Payment and Refund Policy Payment for the Services and Digital Products must be made in advance. All payments are non-refundable.
  5. Intellectual Property The Company and its licensors retain all right, title, and interest in and to the Website, Services, and Digital Products, including all proprietary rights, copyrights, trademarks, and trade secrets. You may not reproduce, distribute, display, sell, lease, transmit, create derivative works from, translate, modify, reverse-engineer, disassemble, decompile, or otherwise exploit the Website, Services, or Digital Products in any manner not explicitly authorized by the Company.
  6. Disclaimer of Warranties The Services and Digital Products are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement. The Company does not guarantee the accuracy, completeness, or reliability of the Services or Digital Products and will not be liable for any errors or omissions in the content.
  7. Limitation of Liability In no event shall the Company be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of the Services or Digital Products, even if the Company has been advised of the possibility of such damages.
  8. Termination The Company may terminate or suspend your access to the Services and Digital Products at any time, with or without cause and with or without notice, without liability to you.
  9. Governing Law and Jurisdiction These Terms shall be governed by and construed in accordance with the laws of the State of British Columbia, and you agree to submit to the exclusive jurisdiction of the courts located in Canada, British Columbia.
  10. Changes to Terms The Company reserves the right to change these Terms at any time. Your continued use of the Services and Digital Products after any changes have been made will constitute your acceptance of the new Terms.
  11. Contact Information If you have any questions or concerns regarding these Terms, please contact us.